Credit Analyst
Company: First Horizon
Location: Scottsdale
Posted on: March 31, 2026
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Job Description:
Opportunity to join one of the top lenders in the franchise
finance industry with an exceptional culture and ability to grow
your career. Primary role is to provide direct support for an
experienced portfolio management team responsible for determining
credit worthiness of new and existing borrowers based on
established risk criteria. Essential Duties and Responsibilities
Assist the Portfolio Managers with transaction setups, spreading
financial statements, credit analysis, preparing projections and
sensitivity analysis, completing risk ratings and credit approval
documentation. Perform annual customer evaluations and review
quarterly covenant compliance, documenting the analysis and
communicating any issues timely. Communicate customer trends and
troublesome loans to the portfolio management team leader, senior
credit officer and commercial line manager on a timely basis.
Underwrite enterprise value and real estate related credit requests
within established policy, guidelines, and turnaround times.
Support periodic audits and responsible credit behavior by
documenting decisions properly and completely, in adherence to
policy, with particular diligence given to explaining overrides,
variances, and credit decisions and ensure proper document storage.
Review commitment letters, loan documentation, past dues
(particularly maturing and renewing credits). Provide a high level
of internal and external customer service including communication
of credit decisions, account issues, and answering questions. Work
with the loan administration and client specialists to manage loan
maintenance including delinquencies and monitoring of loans. Ensure
the systems of record are accurate for the loans being administered
and management information is reported timely and accurately.
SUPERVISORY RESPONSIBILITIES None QUALIFICATIONS College degree in
related field 3 years of relevant experience and/or training
preferred. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office
Suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7
license, etc) Not required. About Us First Horizon Corporation is a
leading regional financial services company, dedicated to helping
our clients, communities and associates unlock their full potential
with capital and counsel. Headquartered in Memphis, TN, the banking
subsidiary First Horizon Bank operates in 12 states across the
southern U.S. The Company and its subsidiaries offer commercial,
private banking, consumer, small business, wealth and trust
management, retail brokerage, capital markets, fixed income, and
mortgage banking services. First Horizon has been recognized as one
of the nations best employers by Fortune and Forbes magazines and a
Top 10 Most Reputable U.S. Bank. Benefit Highlights • Medical with
wellness incentives, dental, and vision • HSA with company match •
Maternity and parental leave • Tuition reimbursement • Mentor
program • 401(k) with 6% match • More
FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Keywords: First Horizon, Casa Adobes , Credit Analyst, Accounting, Auditing , Scottsdale, Arizona
